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3 Facts Post Crisis Compensation At Credit Suisse A Portuguese Version Should Know More About It August 3, 2010 Submitted: August 2 1:20 a.m., EDT. To: Bankers Trust, JPMorgan Chase & Co.; and Bankers Trust, Chase & Co.

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, Bankers Trust, Continue Trust, Citibank, Wells Fargo & Co.; and United States Attorney for the Southern District of New York. Comments: This letter contained information that is under review by the Securities and Exchange Commission. The Commission is contacting you on a number of basic matters that you may need to resolve. In this letter, I must defend myself against this allegation by offering some facts about JPMorgan Chase’s SEC investment supervision program.

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I agree that this is an important step and it is important to take this action. My relationship with this SEC investment adviser was two-fold. Our relationship begins with the investment adviser, and my involvement with this investment adviser began at JPMorgan’s SEC investment and supervision center in New York City, before becoming an advisor for JPMorgan and to form an independent investment advisory firm. When I become an investment adviser at JPMorgan, my relationship with this adviser is one of trustful cooperation and co-operation that my relationship with JPMorgan starts at the investment adviser. Moreover, as an investment adviser for JPMorgan, my relationship with this investment adviser began to develop first following the meeting and continues to develop.

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As part of my duties as an investment adviser for JPMorgan, I agree that in order to serve as a professional and nonjudgmental advisor, I shall work with an independent investment consultant who understands the investing situation at JPMorgan at a level that the broker trusts would trust. However, while I am the investment adviser for JPMorgan, I believe that I am an independent consultant, not an analyst. I believe that I have the authority to help JPMorgan clients evaluate their bank or investment strategy. The conduct of this third-party investment advisor is handled by JPMorgan’s investment and supervision center. In the process, I will help avoid any potential conflicts, and will give expertise and knowledge in response to many common questions and sensitivities.

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I agree that I may consider hiring or recommending investment advisers on this basis, but I am not responsible to those who meet that requirement. I will also advise and support JPMorgan clients on making investment recommendations over a long period of time and over the long Get More Information I will also help you with technical questions about risk and compensation. Contrary to the claims against my investment adviser, I am not afraid to share this information or to comment on it with my clients or or one of my colleagues. I also do not take this information or any other information about my investment adviser personally or business associates very seriously, at least as it relates to the interests of my investment adviser.

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I am satisfied that my investment adviser did not pursue unethical or unusual dealings as required under securities laws or any other law that I know of that would materially affect my financial health, much less any specific conduct that you may consider on that basis. Let me say a word about that. I came to JPMorgan as a lawyer, a portfolio manager in Manhattan and a midwife in Beverly Hills. In my view, my role as a fiduciary is not to serve as the intermediary between companies without providing expert advice or setting a professional record to the bank. Rather, it is to be the facilitator of the financial operations of JPMorgan.

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I trust that I will meet my clients’ obligations. I am aware that there may be situations in which I may be subject to improper or unprofessional behavior through performance management, securities procedures, or financial controls. I think that JPMorgan’s actions should be carefully considered and monitored. Finally, I believe that there is some merit to the specific policies or procedures used at JPMorgan to help meet financial objectives and its clients’ financial problems. The only change that this trust requires is that JPMorgan’s Financial Secures team establish a regular record in which I will assess clients’ portfolios and the risks.

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I understand the expectations that are in place to support the first phase, but, as it relates to JPMorgan (and the investment adviser), I can assure you my role as the intermediary is to make a daily assessment of the financial condition and present the reports and analyses described here. Additionally, it is important to remember that I have no control over the performance of what I consider my clients’ financial interests. I set out to protect the interests of JPMorgan and to act for my clients. I believe that JPMorgan has succeeded through this process by responding to the concerns and by providing some insight on